Cheapest and Best Health Insurance 2023- Updated

Cheapest and Best Health Insurance 2023- Updated

November 17, 2022September 29, 2019 by DTech Team

Cheapest and Best Health Insurance 2023. As per the analysis of previous trends, many reputed sites listed these plans. Here we are providing the best and cheapest health insurance for an individual.

Table of Contents

Cheapest and Best Health Insurance 2023

The best Companies are:

Star Health
Max Bupa
HDFC
Manipal Cigna
Apollo
Religare
Royal Sundaram
Aditya Birla Group
Universal Sumpo

Plan Name	Entry Age	Sum Assured	Policy Renewability	Features
Star Family Health Optima	Min: 16 Day	Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, and Rs. 15 Lakh	Lifetime	Auto Recharge Benefit Compassionate Travel Repatriation of Mortal Remains Road Traffic Accident Cover Restoration of Amount Insured
Max Bupa Health Companion Individual	Min – 90 days Max – Age no bar	For Variant 1 – Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, and Rs. 10 Lakhs For Variant 2 – Rs. 5 Lakh Rs. 7.5 Lakh, Rs. 10 Lakh and Rs. 12.5 Lakh. For Variant 3 – 15 Lakh, Rs. 20 Lakh, Rs. 30 Lakh, Rs. 50 Lakh and Rs. 1 Crore	Lifetime	Refill Benefit Animal Bite Vaccination Direct Claim Settlement Long-Term Policy Benefit Hospital Cash Benefit
ManipalCigna Prohealth Plus	Min- 91 days Max- No limit as such	Rs. 4.5 Lakh, Rs. 5.5 Lakh, Rs. 7.5 Lakh and Rs. 10 Lakh.	Lifetime	Enhanced Sum Insured Restoration Benefit Health Maintenance Benefit Critical Illness Expert Opinion Maternity Expenses
HDFC ERGO Health Suraksha Gold Regain	Min- No limit as such Max-	Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh and 10 Lakh	Lifelong	Zero Sub-limits Maternity Benefit Regain Benefit Cumulative Bonus Coverage Basis
Star Senior Citizen Red Carpet	Min-60 Max-75	Rs. 7.5 Lakh and 10 Lakh	Lifetime	No Medical Screening Pre-existing Illness Cover Medical Consultation Cover Sub-limits Hassle-free Claim Settlement
Apollo Munich Optima Restore	Min-91^st day Max-65 years	Rs. 3 Lakh – Rs. 50 Lakh	Lifelong	Restore Benefit Stay Active Benefit Multiplier Benefit E-opinion Additional Cover for Critical Illness
Religare NCB Super Premium	Min- 91 days Max- No age bar as such	Starting from Rs. 5 Lakh	Lifelong	Automatic Recharge of Sum Insured Lifelong Renewability No Claim Bonus Super Everyday Care Benefit Domestic Air Ambulance Cover
Royal Sundaram Lifeline Supreme	For Children Min- 90 days Max- 25 Years For Adults Min- 18 Years Max- No bar as such.	Rs. 5 Lakh, 10 Lakh, 15 Lakh, 20 Lakh and 50 Lakh.	Lifelong	Sum Insured Re-Load Second Opinion Benefit Emergency Domestic Evacuation Expenses Pre-Hospitalization and Post-Hospitalization Charges Organ Transplant Cover
Aditya Birla Diamond	Min Entry Age – 5 years	Ranging from Rs. 2 Lakh to Rs. 200 Lakh	NA	Cancer Hospitalization Booster Any room upgrade Sum Insured Reload Benefit Pre-Hospitalization and Post-Hospitalization Coverage Unlimited sum Insured Reload
Universal Sompo Privilege	Min- 90 days Max-55 years	For Basic Plan -1 Lakh – Rs. 2 Lakh. For Essential Plan- Rs. 3 Lakh t Rs. 5 Lakh. For Privilege Plan-Rs 6 Lakh to Rs 10 Lakh.	Lifetime	No Medical Screening Specialist Consultation Convalescence Benefit Mother & Child Care Benefit Restore Benefit

Note: Read all terms and conditions of the policy before buying.

How to Appy and Buy policy:

First of all, read the terms and conditions.
Consult with the agent and concerned authority.
Check out the company claim settlement and process.
Check the hospitalization process and disease list.
After the final process, then buy the insurance.
All details must be correct as per the adhaar card.
All details of the nominee must be correct as per adhaar card.